Dear Friends:  Enclosed is the August, 2009 issue of our newsletter.

 

Global Warming?  What do you think?  Is our weather pattern changing, and if so, what does it mean?

 

To live we need three things: breathable air, drinkable water, and the suns rays shining to grow our food.  We take for granted that these things will always be there.   Remember we live in a desert; our huge population could not exist if any of the above is missing, and we need to preserve their quality. 

 

Pat and I just completed a two day seminar sponsored by the National Association of Realtors talking about GREEN housing and living.  Id like to share some of their thoughts on actions you can take to help yourself and the environment.

 

The best situation starts with living near your work.  The benefits are, you have more time, your car has fewer miles accumulated and lasts longer, you use less fuel and help to conserve by consuming less gas.

 

Next is your home. You do not need expensive solar for electric and water heating in the beginning.  The first step is to be aware of the place you live in by observing simple rules.  Turn the lights off when you leave a room.  Change the light bulbs to Compact Florescent bulbs.  Insulation in the attic and walls, weather seal doors and windows, caulking if necessary, dual glazed windows are another factor.  If you have more than one television going at the same time you can be an energy hog.  Use a power strip with a switch to plug into your entertainment center.  Anything with a remote uses power even when it is turned off. 

 

Use the cool air in the morning to keep the house cool.  Pull the window shades down and close up the house, this way when you come home from work, you just open the windows and let the warmer air out and the cool air in.  Recycling is a must, especially paper.  Ten billion plastic water bottles are sold each year of which one billion are recycled.  We all need to do better on this issue.  You could also get an energy audit to see how efficient your home is.

 

Love, Carl & Pat


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Inside This Issue

          Theres A Name For That!

          Make Your Home Safer

          Too Expensive?  Not So!

          The Benefits Of Smiling

          Are You An Effective Networker?

          Check That Container!

          Make Money In Your Own Backyard

          What Are You Building?

          How To Train Your Brain

 

Carl & Pats News

News To Help You Save Time And Money                                                              August 2009

He Saw The World Differently

He was one of modern arts most prolific artists.  He lived a long, productive life and seemed to exercise his artistic genius at his whim.  But according to Howard Gardner in Creating Minds, the genius ran into trouble when it came to conventional learning.  He despised school and would do almost anything to get out of going.

 

Learning to read, write, and work with numbers perplexed and frustrated the young student.  He related to numbers purely visually.  For instance, when he saw a pigeon, he saw the eyes as zeros and its wings as 2s, but the idea of numerals as symbols for quantities completely eluded him.  He was such a bad student that without extensive private tutoring and possibly a good deal of cheating, its believed he never would have made it through grade school.

 

Happily, this challenged students parents encouraged his talent.  But Pablo Picasso, one of the most celebrated abstract artists of all time, was never able to master abstract thinking, or traditional scholastic material.

 

May we each make the most of our gifts!

 

 

 

Smart Thinking!

A businessman walks into a bank in San Francisco and asks for the loan officer.  He says hes going to Europe on business for two weeks and needs to borrow $5,000.  The bank officer says the bank will need some kind of security for such a loan, so the businessman hands over the keys to a Rolls Royce parked on the street in front of the bank.  Everything checks out, and the bank agrees to accept the car as collateral for the loan.  An employee drives the Rolls into the banks underground garage and parks it there.

August Quiz Question

What is the team of Moses Horwitz, Louis Feinberg, and Jerome Horwitz more popularly known as?

 

Call in, fax or e-mail the correct answer by the 10th to be put into a monthly drawing! Be sure to include your complete name, address & phone to win a gift certificate for $15.00 to Applebees Restaurant.

 

Two weeks later, the businessman returns, repays the $5,000 and the interest, which comes to $15.41.  The loan officer says, Were very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled.  While you were away, we checked you out and found that youre a multimillionaire.  What puzzles us is why would you bother to borrow $5,000?

 

The businessman replied, Where else in San Francisco can I park my car for two weeks for 15 bucks?

Theres A
Name For That!

You probably know that a gemologist works with gemstones, and a zoologist works with animals.  But did you know

 

1.      A person who studies birds is anornithologist.

 

Can You Give a Speech Without Panicking?

Giving a speech neednt be terrifying. Heres how to stay calm:

 

Know your subject. The more you know your topic, the more secure youll feel. Do the homework, anticipate questions.

 

Practice! Practice gives you the opportunity to make changes ahead of time, like changing sentences & words.

 

Arrive early, Loosen up! Familiarize yourself with the layout. Take slow, deep breaths. Avoid caffeine. If youre sitting down, wiggle your toes-it eases anxieties.

 

2.      And a person who studies insects is anentomologist.

 

3.      A coin collector is also called anumismatist.

 

4.      While a stamp collector is aphilatelist.

 

5.      If youre crazy about words you may be anetymologist.

 

6.      But if youre crazy about butterflies you could be alepidopterist.

 

7.      If fish are your thing, youre anichthyologist.

 

8.      And if fungus is your thing, youre amycologist.

 

9.      If you think your watch is broken, find ahorologist.

 

10. If you think theres a bug going around, find anepidemiologist.

Make Your Home Safer

Our homes are supposed to be our safe havens and most of the time they are.  But every year, more than 33 million people are injured by consumer products in their safe havens.  Here are the Top Five Hidden Home Hazards, according to the U.S. Consumer Product Safety Commission (CPSC):

 

1.      Magnets.  As the number of childrens products containing magnets has increased, so have injuries.  When these tiny magnets fall out of toys, children are tempted to swallow them.  Though a single magnet may not cause a tragedy, two or more magnets (or a magnet and any other metal item) are cause for alarm.  They can attract to one another through the intestinal wall and pinch or twist the intestines causing holes, blockages, infections, even death.

 

2.      Recalled products.  The CPSC can get recalled items off retailers shelves, but once a product is inside your home, you have to be on the lookout.  Pay attention to the recall announcements and check for those items in your home.

 

3.      Tip-overs.  It can be fatal for a child to pull over a large item like a television or a bookcase.  Make sure such items are stable in their positions, and monitor children who go near them.

 

4.      Windows and coverings.  Curtain and blind cords are a choking hazard and should always be kept out of the reach of children.  Dont rely on window screens to prevent children from falling out.  Screens are designed to keep bugs out, not kids in.

 

 

Winner of Drawing!

 

Congratulations to Arely Arias a Pomeroy Ave. resident, she is the winner of a gift certificate to Applebees Restaurant for $15.00 for the July drawing!

 

Rent that is paid early or on the first is put into a monthly drawing!

 

5.      Pool and spa drains.  Pool drain suction can be strong enough to hold an adult under water.  However, most incidents involve children.  Missing or broken drain covers are often the reason for these accidents.  For pool owners:  Install a safety vacuum release system that detects drain blockage and alters the pool pump or water circulation to prevent an accident.  For parents and guardians:  Check the drains, or at least determine where they are, before allowing children to use the pool.

 Too Expensive?  Not So!

Eat more fruits and vegetables.  Were all familiar with this advice, but are we following it?  According to nutritionist Marion Nestle (www.foodpolitics.com), we need to chew on this fact for awhile:  One-third of all vegetables we consume come from just three sources:  French fries, potato chips, and iceberg lettuce.

 

Nestle says one of the reasons many people give for not eating fresh fruits and vegetables is that theyre too expensive.  Yet many of these same people think nothing of purchasing costly snacks, like a small bag of potato chips that amounts to $3.50 a pound, or a bite of chocolate that amounts to $15 a pound.  Whats more, Nestle says, the rationale is simply not true.

To prove it, she bought a pound of fresh green beans, which cost approximately $2.99.  She cut away the inedible parts and threw them out, chopped what remained into bite-sized pieces, and measured them into half-cup servings (the U.S. Food and Drug Administrations recommended serving size).  The result?  One serving of fresh green beans cost about 30 cents.

The Benefits Of Smiling

You can forget about Prozac or St. Johns Wort.  A genuine smile increases the production of serotonin, the happy hormone.

 

Its a bonding agent.  Smiling builds bridges to other people around us.  It keeps us from remaining aloof and separate from one another.  Even babies as young as three weeks old recognize smiling as a bonding behavior.

 

Its a workout!  One smile uses more than 16 muscles.

Are You An Effective Networker?

Often the difference between employed and not isnt just what you know, but also who you know, and who knows you.  That makes good networking skills essential, so here are three tips to remember:

 

See An
Interesting Home?

No need to wonder about the price.  No need to call a high-pressure sales agent who will just make you feel obligated.  My computers can send you the information quickly and easily for any house, listed or sold, anywhere in town.

Just ask me!  Its all part of my free, no-obligation HomeFinder Service.

Leave the address on my voicemail, anytime, 24 hours a day, and Ill fax, mail or email all the information on that listing.

Prepare yourself.  Dont wing it at your next networking event.  Write down a few good questions to ask new acquaintances that will get people talking to you (who, what, why).  Be ready to introduce yourself and describe what you do in an interesting way.

 

Help other people.  As you find out what new acquaintances want, look for opportunities.  Maybe you know someone with the expertise they need.  Maybe your own business offers a service that can save them money.  Dont be pushy, but do let people know what you can do to help them.

 

Stay in touch.  Get contact information from everyone you meet (and share your own).  Touch base with every member of your network once every few months so you stay fresh in peoples minds.

If You Suspect Someone is Suicidal

If you know someone that could be at risk of suicide, watch to see if they exhibit the following:

   Hopelessness, mood changes

   Rage, risky activities

   Withdrawal from friends, family and society

   Feeling trapped, anxiety, inability to sleep or sleeping all the time.

    Increased alcohol or drug use

    They can call 800-273-TALK (8255)

Check That Container!

The next time you get something to go a drink, a snack or a full meal dont throw away that container without checking the bottom for the recycle symbol.

 

You may be surprised to see that symbol, and if you see it, in many areas you can recycle the container.

 

You may also be surprised to see the recycle symbol on to-go container lids, and on the bottom of that frozen entre tray you just pulled from the microwave.

 

Be sure to thoroughly rinse all recyclable containers, just as you do with bottles and cans, so you arent inviting critters to take up residence in your recycle bin.

Make Money In Your Own Backyard

August is a great time for yard sales, and a yard sale is a great way to make money if you treat it like a business venture.  Here are some tips to get the most out of your yard sale:

 

Quotes

 

A successful person is one who can lay a firm foundation with the bricks that others throw at him or herDavid Brinkley

 

You grow up the day you have your first real laughat yourself.

--Ethel Barrymore

        Check to see if there are any restrictions your neighborhood or local government may have on yard sales.

 

        Advertise your sale in the local newspaper.  Talk to a few neighbors to see if theyre interested in expanding your yard sale into a block or neighborhood sale.

 

        When pricing items, start with the guideline of one-third of what it cost new.  But thats just a guideline.  The book that cost you $15 probably wont sell for more than $3.

 

        Put prices on everything, and put the price on the top of an item, not the bottom.

 

        Make sure the items youre selling are in the best possible shape; i.e., put air in that basketball, and if youre selling a TV, turn it on.

 

        Put on background music.  Stores do it for a reason:  It works to keep browsers there longer and more likely to buy.

 

        Display your more interesting items for sale at the end of the driveway to lure people in.

 

        If someone hands you a large bill and you need to give them change, leave the bill out until after you have given them their change.  Otherwise, a dishonest person might say, I gave you a $20, not a $10, and it would be your word against theirs.

 

        As things are sold, fill in the empty spots on your tables to keep things looking attractive.

 

        Put out a box with free stuff.  No one is going to pay for that stained T-shirt or chipped coffee mug.

 

        When your sale is finished, pack up everything thats left in boxes, put the boxes in your car, and take them to a local charity.  No hanging on to anything you were willing to sell!

What Are You Building?

Three people were laying bricks.  A passerby asked them what they were doing.  The first one replied, Dont you see I am making a living?  The second one said, Dont you see I am laying bricks?  The third one said, I am building a beautiful monument.  Three people doing the same thing three totally different perspectives on what they were doing.

How To Train Your Brain

July Quiz Answer

 

Question:  What is the human bodys largest internal organ?

Answer:  Liver.

Source:  www.nlm.nih.gov

 

Congratulations to Frances Perfecto.

She has won a gift certificate for $15.00 to Applebees Restaurant. Call in, fax or e-mail by the 10th to be put into a drawing! Be sure to include your name, address & phone.

 

Watch for your name
in a coming month!

If you want to keep your brain fit, it isnt enough just to read a master tome like Ulysses.  Researchers believe that the most effective way to keep your brain in top shape is to do activities that pull you out of routines and expose your senses to new things.  Here are simple three brain exercises:

 

Brush your teeth with the other hand.  If youre right-handed, brush your teeth with your left.  It may take a little more time, but it pulls your brain out of its normal routine and forces it to use the other side of its circuits.

 

Place clocks and pictures upside down for a day.  This forces you to reorient and reinterpret familiar objects, which makes the brain use spatial networks it hasnt used in a long time.

 

Close your eyes.  As you make your way around the house, close your eyes and force your brain to exercise the connections between your sense of touch and spatial memory.