Dear Friends,

 

On the road again!  Thousands of Americans are taking vacations and traveling to beautiful parts of the United States.  Most of us live in cities with huge populations gathered together to share services, freeway grid lock, traffic congestion and time spent in our cars commuting.  All of us are busy running, going, doing.  So you see, it is a great opportunity to get in the car and escape from the congestion and the teeming population.  A destination!  In our case, ten of my family members drove to Sedona, Arizona to share a week of fun and adventure.  We had some beautiful hiking adventures; we saw the black clouds and heard the thunder rumbling as the monsoons laid water in one area as you stood dry just across the way. 

 

We visited the Indian ruins and had nature walks with guides.  The Indians were called Sin Agua, meaning without water.  They were able to grow crops, live off the desert plants and thrive in a barren hostile climate.  They would dig a pit and line it with rocks, build a fire and then place the agave plant or other foods on the hot rocks and cover it with earth and build another fire.  This would enable them to come back the next day and the food was cooked.  They also used this same system to fire pottery. 

 

They saved rain water in containers and had knowledge of the desert plants and used them for food and medicine.  They grew beans, corn, and cotton. From the cotton they wove fabric. Hunting was one of the daily work activities that kept them busy and was necessary just to survive.  The whole clan worked together; what one had, they would share. 

 

And so here we live in a complicated society. Someone else grows our food.  It may be grown locally or on the other side of the world.  Our water is transported in aqueducts or from deep wells.  We have the E.P.A. to monitor our air supply.  It is the simple things, food, air, water, shelter and transportation that we use everyday we need to appreciate.  I truly can appreciate the services that are provided for us after stepping back in time on our vacation learning the chores of the Sin Agua Indians.

 

Our offices will be closed on Monday, September 7th to observe Labor Day.

 

Love, Carl & Pat


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Inside This Issue

          Whether You Labor Or Labour

          Go Green Pay Electronically

          How To Achieve Success

          You May Be Too Techy If

          How To Protect Your Asthmatic Child At School

          Stressed Out?  Take These Steps

          Going Nuts For Almonds

          Shattering Window Myths

          September IsHigh Holy Days

 

Carl & Pats News

News To Help You Save Time And Money                                                      September 2009

Whats Prettier Than Freckles?

An elderly woman and her young grandson, whose face was sprinkled with bright freckles, spent the day at the zoo.  Lots of children were waiting in line to get their cheeks painted by a local artist who was decorating them with tiger paws.

 

Youve got so many freckles, theres no place to paint! a girl in the line said to the little fellow.

 

Embarrassed, the boy dropped his head.  His grandmother knelt down next to him.  I love your freckles.  When I was a little girl I always wanted freckles, she said, while tracing her finger across his cheek.  Freckles are beautiful.

 

The boy looked up.  Really?

 

Of course, said the grandmother.  Why, just name me one thing thats prettier than freckles.

 

The boy thought for a moment, peered intensely into his grandmas face, and softly whispered, Wrinkles.

 

Celebrate Grandparents Day on September 13!

 

 

 

 

 

Is Smaller Cheaper?

Weve become conditioned to believing that purchasing larger portions of food, bigger packages of paper towels, or giant containers of laundry soap is a good way to save money, and sometimes it is.

 

See An
Interesting Home?

No need to wonder about the price.  No need to call a high-pressure sales agent who will just make you feel obligated.  My computers can send you the information quickly and easily for any house, listed or sold, anywhere in town.

Just ask me!  Its all part of my free, no-obligation HomeFinder Service.

Leave the address on my voicemail, anytime, 24 hours a day, and Ill fax, mail or email all the information on that listing.

But in some cases, smaller portions or quantities can be cheaper, and the way to ascertain this is by checking the shelf label for the products price-per-ounce or price-per-sheet or price-per-count, and so on.

 

For example, a 12-pack of paper towels may actually cost more per sheet than a six-pack or three-pack.  A box of 50 tea bags could be priced higher per count than a box of 20.  And those pre-packaged apples might prove to be less than a bargain, depending on the price per ounce compared to unpackaged apples.

 

If your supermarket doesnt provide this information on their shelf labels, ask the manager to start sooner rather than later!  In the meantime, take along your calculator and do your own pricing.  Just take the cost of the item say, a 16-ounce jar of peanut butter for $3.29 divide $3.29 by 16, and your cost per ounce is about 20 cents.  If the 28-ounce jar of that same peanut butter is $6.29, it will cost you 22 cents per ounce.  Clearly, the smaller jar is the better buy.

 

It makes sense and saves dollars to read shelf labels or do your own calculation.  Spend a little time and youll save money every time you shop.

The Whys of White Hair

One day a little girl was watching her mother do the dishes at the kitchen sink. She suddenly noticed that her mother had several strands of white hair sticking out in contrast to her brunette head.

Curious, she asked, Why are some of your hairs white, Mom? Her mother replied, Well, every time you do something wrong and make me unhappy, one of my hairs turns white.

 

The little girl thought about this revelation for a while and then said, Momma, how come ALL of grandmas hairs are white?

 

 

Whether You
Labor Or Labour

In the U.S. its Labor Day; in Canada its Labour Day; and in both countries its Monday, September 7.  Its a day to honor the contributions made by workers to the strength and prosperity of our country, a good-bye to summer, and a day to enjoy with family and friends.

Go Green Pay Electronically

Want to go green?  Heres an easy way to be kind to the environment:  receive and pay your bills electronically.  According to the Federal Reserve, nearly 50 percent of the checks written in the United States are written by consumers to businesses.  American businesses mail about 26 billion bills and statements per year, and consumers mail 9 billion payments per year in paper form.  All that paper mailing consumes 755 million pounds of paper, nine million trees, and 512 million gallons of gasoline.

 

 

Winner of Drawing!

 

Congratulations to Michael Solano a Pomeroy Ave. resident, he is the winner of a gift certificate to Applebees Restaurant for $15.00 for the August drawing!

 

Rent that is paid early or on the first is put into a monthly drawing!

On a household scale, heres how paying electronically pans out.  Stuart Williams, of CheckFree/Fiserv and a member of the PayItGreen Alliance, says that the average U.S. household receives 19 bills and statements each month, and makes seven payments with checks each month.  If just 20 percent of American households switched to electronic statements and payments, it would save 150 million pounds of paper and avoid producing 3.9 billion pounds of greenhouse gases.

 

So why arent people switching over?  Williams says its mostly because people are entrenched in their habits.  But by breaking away from routine and switching over to electronic statements, each year the average American household would

        Save 6.6 pounds of paper.

 

        Save .08 trees.

 

        Prevent 63 gallons of wastewater from entering the environment.

 

        Save the 4.5 gallons of gasoline needed to transport bills, statements, and payments via mail service.

 

        Prevent 171 pounds of greenhouse gases from being produced, which is equivalent to:  1) Preserving 24 square feet of forest from deforestation; 2) Not consuming 8.8 gallons of gasoline; 3) Planting two tree seedlings and allowing them to grow for 10 years; and 4) Not driving 169 miles.

How To Achieve Success

The person determined to achieve maximum success learns the principle that progress is made one step at a time.  A house is built one brick at a time.  Football games are won one play at a time.  A department store grows bigger one customer at a time.  Every big accomplishment is a series of little accomplishments.  David Schwartz

You May Be Too Techy If

1.      Youve never sat through an entire movie without having at least one device on your body beep or buzz.

 

Here, Kitty Kitty

 

Persian cats, have soft, long hair & flat faces, they originated in central Asia, likely in Iran (formerly Persia). Persians were introduced to Europe in the 1300s when returning Crusaders brought them home and by the 17th century, Italian and French nobility were keeping them as pets. In 1871 they appeared in Cat shows in London and became known as Longhairs. Persians are the most popular purebred cats in the world.

2.      You turn up your speakers when leaving the room so you can hear if a new email arrives.

 

3.      On vacation, youre reading a computer manual and turning the pages faster than everyone else whos reading John Grisham novels.

 

4.      Youd rather get more dots per inch than miles per gallon.

 

5.      All of your friends have an @ in their name.

 

6.      You rotate your screen savers more frequently than your automobile tires.

 

7.      You have a functioning home copier machine, but every toaster you own turns bread into charcoal.

 

8.      Off the top of your head, you can think of 19 keystroke symbols that are far more clever than :-).

 

9.      You start introducing yourself as Jim at net dot com.

 

10. You spend half of the airplane trip with your laptop on your lap...and your child in the overhead compartment.

How To Protect Your
Asthmatic Child At School

If your child has asthma and is headed back to school, youll want to ensure that he or she is allowed to carry an inhaler when necessary.  Despite the fact that most states have passed laws allowing students to self-administer their asthma drugs, some schools are strictly interpreting the laws and requiring students to obtain permission from school nurses or school officials before being given access to their medication and inhalers.

 

Whats a parents best plan of action? The American Lung Association says communication between the school and the parents is essential to make sure that your child is safe.  Parents need to ask the school about laws and local policy in place allowing students to carry and self-administer asthma medications.  The ALA also recommends that all students have an Asthma Action Plan, a written directive detailing personal information about the childs asthma such as symptoms, medication, and physical activity limitations and specific instructions of what to do if medication doesnt immediately improve the situation.  All teachers, coaches, the school nurse, and the office should have an updated action plan for your child.  For more information, go to www.lungusa.org.

August Quiz Answer

 

Question:  What is the team of Moses Horwitz, Louis Feinberg, and Jerome Horwitz more popularly known as?

Answer:  The Three Stooges.

Source:  www. threestooges.com

 

Congratulations to Eddie & Rosie Herrera. They are the winners of a $15.00 gift certificate to Applebees Restaurant. Call in, fax or e-mail by the 10th to be put into a drawing! Be sure to include your name, address and phone number.

 

Stressed Out?
Take These Steps

Our work lives are often filled with what can seem like unbearable amounts of stress.  And while some of those stresses are unavoidable, theres a lot you can do to start to whittle those high levels of stress down to something that feels at least manageable.  Here are a few suggestions:

 

Know when to say No.  That means you have to first understand your own limits.  Then set limits on others so they dont encroach on your time by pressuring you to take on tasks or responsibilities that will throw you out of balance.

 

If possible, avoid people who consistently stress you out.  If your boss is the culprit, you might not be able to do this.  And you cant steer clear of everyone who inadvertently or occasionally causes you anxiety.  But you can avoid people who have a history of leaving you feeling stressed after youve tried to change the situation and they havent responded.

 

Dont expose yourself to unnecessary environmental stressors.  For instance, if you read the news on the Internet during your break, but it leaves you feeling tense, stop reading the news on your break.  Do something that relaxes you instead:  Go for a short walk, knit, meditate, work a puzzle.

 

September Quiz Question

The terms ruck, lineout, and maul pertain to what sport?

 

Call in, fax or e-mail the correct answer by the 10th to be put into a monthly drawing! Be sure to include your complete name, address & phone to win a gift certificate for $15.00 to Applebees Restaurant.

Learn to manage your time.  Letting projects go until the deadline is upon you will undoubtedly cause you stress.  Work at a steady pace and dont procrastinate.  Procrastination can affect the quality of your work and leave you feeling anxious and strained for prolonged periods.

Going Nuts
For Almonds

Shelling out for a bag of almonds might not be a bad idea if you need to lower your cholesterol.  Almonds are recognized as a cholesterol-lowering food; studies also show that they can reduce the risk of heart disease.

 

One ounce of almonds about 25 nuts contains 164 calories and 1.10 grams of saturated fat.  That same ounce is also a good source of protein, potassium, vitamin E, and magnesium, and has no cholesterol.  So, go nuts!

Shattering Window Myths

There are a number of outdated beliefs about storms and window safety that the Institute for Business & Home Safety (IBHS) would like to set straight.  For instance, Open the windows during a storm to relieve the pressure that could build up and cause more damage.  If youve never heard this advice before, dont pay any attention to it now.  If you or someone you know believes it, read on for the IBHSs expert recommendations:

1.      Do NOT open windows during a storm.  This doesnt relieve pressure it just lets damaging wind and rain into your home.

 

2.      Tape does NOT protect your windows from flying debris.  It might keep more of the glass together when impacted, but will not keep it in place.

 

3.      Window film does NOT provide much protection from the impact of debris.  It does, however, hold glass shards together when the window breaks.  Also, some thicker structural film has passed the small missile test, which applies to things like gravel and similarly sized objects.

September IsHigh Holy Days

Its Smart to Lock Up

 

Get in the habit of locking your car doors before you put the car in motion. Locked doors help prevent carjacking and theft. Many newer models have an auto-locking feature, but if your car does not, take the time to click those locks.

The Jewish High Holy Days are observed during the 10-day period between the first day (Rosh Hashanah) and the 10th day (Yom Kippur) of Tishri, the seventh month of the Jewish calendar.  This year Rosh Hashanah begins at sundown September 18, and Yom Kippur begins at sundown September 27.

 

Rosh Hashanah and Yom Kippur are the most important of all Jewish holidays.  Rosh Hashanah, the Jewish New Year, is the symbolic anniversary of the creation of the world; the words Rosh Hashanah literally mean Head of the Year.  In addition to being the anniversary of the past creation of the world, Jewish tradition sees everyone as being created anew at this time every year.  Yom Kippur, the Day of Atonement, is the most solemn day of the Jewish year and a day of fasting, reflection and prayers.  At the end of Yom Kippur, those who have repented for their sins are granted a good and happy New Year.

 

Do not spoil what you have by desiring what you have not; remember that what you now have was once among the things you only hoped for.  Epicurus