Dear Friends:  Enclosed is the April, 2010 issue of our newsletter.

 

Pat and I have returned from a Syndication Seminar in Puerto Rico hosted by Cherif Medawar. Let me share with you the knowledge we have acquired.  The purpose of our trip was to develop the skills to do a Real Estate syndication.  A syndication is the gathering of like minded people joining their resources to purchase investments that have great potential.  We had a great bonding with people searching for information like we are.  In this current economy great opportunities are becoming available and all of us want to be at the forefront taking advantage of these.     

 

Imagination, creativity, and creating a win-win situation for all is what life is all about.  Cherif Medawar at Original Resources, Inc. has done just that.  Cherif has created what he calls mini bulk, purchasing Real Estate Owned properties from the bank in bulk for a cash price.  An investor purchases a portion at a discounted price that gives the investor a yield of 17% to 18%.  He sells the properties to a First Time Homebuyer under a land contract with payments below the local rental price.  The buyer´s payments are low and the investor receives a cash flow, a true win- win deal.  Pat and I have joined this investment.

 

The city benefits because property taxes are now being paid.  The contract buyer applies for a First Time Homebuyers Credit and has monies to fix up the house.  Local businesses benefit because people are able to stay in the area and the cash flow helps them keep their doors open.

 

So how do we create a win-win for you?  As you know, I am licensed as a California Real Estate Broker and have been for over 53 years.  Right now there are great opportunities in Real Estate.  Give me a call and let´s talk about what you want to achieve.  Let´s draft a win-win strategy for you so that your economic situation improves.

 

Love Carl & Pat


Find Your Dream Home

www.alhambralovelyhomes.com

 

News from your mortgage/real estate consultant for life

Visit us at www.alhambrainvestmenthomes.com

Inside This Issue

·        Don´t Buy A "Flood Car"

·        The Mighty, Majestic Redwood

·        Let´s Recycle Large Appliances

·        How To Avoid "Blackberry Thumb"

·        Step Back From Conflict

·        Take Time For Poetry

·        Learn The New Jargon Now

·        How To Exercise Your Brain

·        Do We Over-Share?

·        Play Ball!

 

Carl & Pat´s News

News To Help You Save Time And Money                         April 2010

"Crunch, Crunch" Or "Knock, Knock"?

Crunch.  Crunch.  That was the sound of Joe Markham´s problem.  The three-year-old German Shepherd he´d adopted, Fritz, loved to chew rocks.  So much, in fact, that his teeth were one-third their normal size. 

In every other way, Fritz was a wonderful and loving companion.  But Markham knew the dog´s one bad habit was endangering his health.  So Markham, a partner in a motorcycle/auto repair shop, encouraged Fritz to try softer substitutes:  radiator hoses and motorcycle tires.  But the dog didn´t favor either of these items enough for it to become a rock replacement.

 

One day, Fritz stretched under a workbench, pulled out a part from a car, trotted over to Markham, and dropped the part on Markham´s foot.  With this rubber-knobbed gizmo it was love at first bite.  Fritz forgot his beloved rocks.  His new obsession had customers asking what kind of toy was making the dog so joyful.

 

That´s when Markham speculated that if his dog loved this type of rubber so much, other dogs would, too.  And so began a long journey of prototypes, rejections, manufacturing woes, ridicule, and late-night commercial slots.  But Markham persevered because he knew his real customers ? the furry, four-legged ones ? would prove him right.

 

Today Markham´s toy, the KONG, has sold 50+ million worldwide, and according to the company´s Web site, "Millions and millions of dogs have confirmed that KONG is the world´s best dog toy!"

 

Is that "crunch, crunch" of a problem really the "knock, knock" of opportunity?

 

 

What Might We Be?

     Our hearts are not pure; our hearts are filled with need & greed as much as with love & grace, we wrestle with this. How we wrestle is who we are. What we want to be is never what we are. Not yet. Maybe that´s why we have hearts that drive us forward toward what we might be. -Brian Doyle

 

 

 

Don´t Buy A "Flood Car"

Car experts say that, when an area of the country suffers heavy flooding, unscrupulous dealers rush in and buy flood-damaged vehicles in salvage yards, then they clean them up and resell them.  It´s a dangerous and dishonest practice because vehicles exposed to rising water often have malfunctioning brakes and computer systems.  Here are some pointers on how to spot a flood car:

 

·       It will have a musty smell.

 

·       There will be rust underneath the dashboard or on the interior trunk or hood hinges.

 

·       You´ll see water stains on the upholstery or mismatched upholstery (signaling that the stained portions were replaced).

 

·       It will have condensation or water droplets inside the interior light fixtures.

The Mighty, Majestic Redwood

In 1963, the National Geographic Society recorded the tallest of all known trees, a majestic California redwood that stood 367.8 feet.  These trees´ longevity may be partly due to the fact that redwoods are not vulnerable to disease or insects, and their one-foot-thick bark often protects them from fires.  Even if one is burned or cut down, a redwood is capable of sprouting a new tree from a burl at the base of its trunk.  Redwoods have been known to live for as long as 2,500 years, but the average span is 500 to 700 years.  Typically, the trees, which have shallow root systems, are blown down by strong winds.

 

The Spanish called them "palo colorado" or "red trees" after their reddish bark.  Early settlers kept their poultry in burnt-out redwoods ? the diameter of which could reach 20 feet ? and called such trees "goose pens."  The first railroads in California were laid on redwood ties, and today California wines are kept in redwood vats to preserve the flavor of the grapes.  Learn more about these fascinating giants and the Redwood National and State Parks at http://www.nps.gov/redw/index.htm.

Let´s Recycle Large Appliances

Did you know that about 95 percent of a refrigerator can be salvaged or recycled?  Here´s a list of materials that can be saved in a typical large appliance:

 

Steel; glass shelves; liners (plastic); copper and aluminum components; polyurethane foam insulation; compressor oil; and CFC refrigerants.

How To Avoid "Blackberry Thumb"

Winner of Drawing!

 

Congratulations to Valentine Lopez a Pomeroy Ave. resident, he is the winner of a gift certificate for $15.00 to Applebee´s Restaurant for the March drawing!

Rent that is paid early or on

the first is put into a drawing!

 

The American Society of Hand Therapists (ASHT) recently warned owners of personal digital assistants ? such as Blackberries, iPods, and Sidekicks ? of the danger of developing carpal tunnel syndrome, tendonitis, or other hand, wrist, and arm ailments.  "Handheld electronics may require prolonged grips, repetitive motion on small buttons, and awkward wrist movements," says Donna Breger-Stanton, ASHT president.  "These devices are immensely popular, and they´re getting smaller with even more features which encourages extended use.  Most of the population could suffer hand ailments unless they learn to take preventive measures."  Her suggestions:

 

·       Don´t bend your wrist in either direction when holding the device.  Grip it loosely and hold it straight in your hand.

 

·       Take a break every hour.

 

·       If possible, place pillows in your lap on which to rest your arms.

 

·       Switch hands frequently to reduce fatigue.

 

·       Watch your posture.  "People may strain their elbows and wrists by leaning or slouching for a long period while working on these devices," Breger-Stanton says.

Step Back
From Conflict

What happens when someone "pushes your buttons"?  Do you instinctively push back?  That may do more harm than good.

 

March Quiz Answer

 

Question:  In honor of March, Women´s History Month, who was the first woman to win the Nobel Peace Prize for economics?

Answer:  Elinor Ostrum (in 2009).

Source:  nobelprize.org

 

Congratulations to Eva Gutierrez.

  She has won a gift certificate for $15.00 to Applebee´s Restaurant. Call in, fax or e-mail by the 10th to be put into a drawing!

 

 Be sure in include your name, address & phone

 

Whether you´re with family, friends or coworkers, it´s sometimes best to back away from conflict, at least until you can resolve it calmly and rationally.  Here are three guidelines to keeping your cool:

 

Recognize your automatic responses.  When someone gets under your skin, irritates you, or flat-out infuriates you, what goes through your head?  Pay attention to your thoughts and emotions.  Resolve not to lose control over your words and actions.

 

Think about the end result.  Explore the consequences of your reaction to conflict in the past.  Did you regret what you said or did?  Was the stress of acting out your anger ? or holding it in ? really worth it?  Should you act this way again?

 

See An
Interesting Home?

No need to wonder about the price.  No need to call a high-pressure sales agent who will just make you feel obligated.  My computers can send you the information quickly and easily for any house, listed or sold, anywhere in town.

Just ask me!  It´s all part of my free, no-obligation
HomeFinder Service.

Leave the address on my voicemail, anytime, 24 hours a day, and I´ll fax, mail or email all the information on that listing.

Stop before you react.  The next time your automatic responses start playing in your head, imagine yourself hitting the stop button on a recorder.  This can allow you to think more clearly about what´s really happening.  Then you can move calmly ahead toward a solution that works for both of you.

Take Time For Poetry

Are you a fan of poetry?  If your response is, "I don´t know much about it3;" then this is the month for you.  April is National Poetry Month in the U.S. and Canada, when publishers, booksellers, literary organizations, libraries, schools and the poets themselves band together to celebrate poetry and its vital place in our culture.

 

From Shakespeare to Silverstein, from Angelou to Austin, there´s such breadth, depth and variety in poetry that there really is something for everyone to enjoy and appreciate.  Learn more about National Poetry Month at www.poets.org and www.poets.ca.

Learn The New Jargon Now

Some of the most creative thinking in the workplace comes from the desire to avoid saying what we really mean.  Check out these innovative euphemisms for typical workplace antics:

 

Blamestorm:  A discussion centered around finding an excuse ? or a scapegoat ? for failure.

 

Data transport system:  A briefcase.

 

Ohnosecond:  The fraction of a moment between hitting "send" and realizing you´ve just sent an embarrassing email to everyone in your organization.

 

Percussive maintenance:  Hitting a computer or other electronic device in an attempt to get it to work.

Feeling Stuck?

Do you feel like you´re not really making any progress in your life? Try this. Write a letter to yourself. In the letter envision what you would like for yourself in one year´s time. Let your mind create the situation as if it has already happened. Write about where you are in relation to the dreams you have for yourself.

Then seal the letter and give it to someone you trust completely. Ask that person to mail the letter back to you in one year´s time. Measure how much progress you´ve really made to realize your dreams. Many people who try this exercise find they are making progress.

 

 

 

 

Presenteeism:  The opposite of absenteeism; an obsession with being visible at work regardless of how productive you are.

 

Run it up the flagpole:  Hoping someone with real authority will give you permission to do something if you ask politely.

 

Stress puppy:  Someone who thrives on pressure.

 

Vulcan nerve pinch:  The awkward hand stretch needed to reach all the keys necessary for certain computer commands.

 

Xerox subsidy:  Using the office photocopier for personal reasons.

How To
Exercise Your Brain

Like any other part of your body, your brain needs exercise to stay healthy.  Although physical exercise can encourage the growth of new brain cells, mental exercises will also help your mind stay sharp.  So3;

 

·       Mix up your routine.  When you take the same route to work every day, or even fix the same peanut butter sandwich for your lunch, your mind stops stretching itself.  Look for different activities that force you to think actively about what you´re doing.

 

April
Quiz Question

What is another name for an apiarist?

 

Call in, fax or e-mail the correct answer by the 10th to be put into a drawing for a gift certificate for $15.00 to Applebee´s Restaurant

·       Stay mentally active.  Crossword puzzles, sudoku, and other games can keep your mind in shape.  So can taking a class, learning a new language, or reading something challenging in a book group.

 

·       Reduce your stress.  Easier said than done for many of us, but meditation, yoga, and getting plenty of sleep can relieve pressure that interferes with the ability to form fresh memories.

 

·       Socialize.  Don´t let yourself get isolated.  Talking to people and making new friends will stimulate your brain and give you more opportunities to learn and grow.

 

·       Test yourself.  Make up a few simple mental exercises.  For example, try to identify the coins in your pocket, or the keys you carry, by touch instead of sight.

Do We Over-Share?

Some employers are worried about what their workers are saying on Facebook and other social networking sites.

 

A survey by Travelers found that one out of eight people share work-related information on social media sites, and 30 percent say they don´t think posting information about their employer is a problem as long as they believe the information is true.

 

"An employee could inadvertently post confidential information that could cause irreparable harm to a business," says Kathy Swendsen, President of Travelers Global Technology.  "In addition, the speed and ease of publication to a wide audience makes it virtually impossible to remove the information once it´s posted."

 

Quotes

"Art is the transfer of emotion from one person to another"-Leo Tolstoy

 

"The universe is full of magical things patiently waiting for our wits to grow sharper."-Eden Philpotts

 

"Never let your failures go to your heart or you successes go to your head."--Anonymous

Play Ball!

It´s time to play ball!  As a salute to the start of baseball season, here are some quotations to remind us why we love this game:

 

That´s the true harbinger of spring, not crocuses, or swallows returning to Capistrano, but the sound of a bat on a ball.  ? Bill Veeck, 1976

 

A critic once characterized baseball as six minutes of action crammed into two-and-one-half hours.  ? Ray Fitzgerald, 1970

 

A baseball game is simply a nervous breakdown divided into nine innings.  ? Earl Wilson

 

I don´t want to play golf.  When I hit a ball, I want someone else to go chase it.  ? Roger Hornsby

 

Baseball is almost the only orderly thing in a very unorderly world.  If you get three strikes, even the best lawyer in the world can´t get you off.  ? Bill Veeck

 

Sandy´s fastball was so fast, some batters would start to swing as he was on his way to the mound.  ? Jim Murray, on Sandy Koufax

 

You spend a good piece of your life gripping a baseball, and in the end it turns out that it was the other way around all the time.  ? Jim Bouton, Ball Four, 1970